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[★★★★★] Not Now Mom, I'm Smashing Piggy Banks In Order To Satisfy Bill Collectors
Oct 4, 2026
This is a gameplay review of Bills Must Be Paid.
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00:00 Intro
01:56 Cursor size
02:17 Motion effects
02:55 Clicking
04:56 Skills
06:12 Piggys
07:22 Benefits
09:45 Piggy shuffle
10:29 Big Toni
11:56 End boss
12:20 Stats
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0:00
Hello everyone. My name is Kay and this
0:03
is a pros and cons of the game Bills
0:06
Must Be Paid on Not Now Mom, I'm Gaming.
0:11
I saw that this game had overwhelmingly
0:13
positive reviews and I have played some
0:16
of these. Well, one in specific, Keep on
0:19
Mining. I think
0:22
I don't like idol games because when I
0:25
think of an idol game, I think of a game
0:27
where you just sit here and do nothing
0:31
while the game just
0:34
plays itself for you. Kind of like the
0:36
desktop type of games where things are
0:40
happening on your desktop and you can go
0:42
on do other stuff. Well, I don't know. I
0:45
always have screens on my two monitors.
0:48
So, playing a desktop game seems kind of
0:51
moot to me cuz I won't see anything if
0:54
it is behind what I'm working on, like
0:58
editing my recordings or something like
1:00
that.
1:01
But I'm okay with idol games that are
1:04
like this one, which
1:07
I don't know. It doesn't I don't think
1:10
this is an idol game cuz you have to
1:13
actually play it in order for things to
1:17
progress up to a certain point. So maybe
1:21
that's wrong to assume this is an idol
1:24
game. Even though it does say I'd learn
1:26
the tags, but
1:29
I was a little bit leery about getting
1:31
it though with the overwhelmingly
1:33
positive reviews. I was like it can't be
1:35
that bad. No, I really liked it though.
1:38
It was really good. As far as settings
1:41
go in and general, we have the volume
1:45
basics, language,
1:48
graphics quality, vync,
1:51
the cursor. You can change the cursor
1:54
speed, the size of it, the color, and
1:58
the cursor opacity
2:00
or controller cursor.
2:03
It would feel I think it'd feel weird to
2:05
play this game on a controller.
2:10
It feels like it' make it harder to hit
2:13
the piggy banks. In game play, you have
2:17
motion effects, damage, money attacks,
2:21
coins, debris, controller, vibration,
2:23
supporter pack. If you wanted to be a
2:25
supporter for this game, I think you get
2:28
get like just maybe cosmetic or
2:31
something like I don't know. I didn't
2:33
get the supporter pack. So, when we
2:35
start a new game, it says you are broke.
2:37
Oh, let's left our bills. Pass due
2:39
notices and a hammer.
2:42
Kind of makes you think that you're
2:43
going to go after the bill collectors
2:45
with that hammer, but no, we're not.
2:48
Instead, we're going to smash some
2:50
little piggy banks that are running
2:52
around on the table. The best part about
2:54
this game, you don't have to click.
3:01
I just got done with
3:04
doing all the achievements for shelves
3:06
and sorcery, which you had to play that
3:08
game 12 different times on those levels
3:10
to get all 12 achievements for those
3:12
levels.
3:15
I'm so tired of clicking on things, the
3:18
items themselves, and then the shelves.
3:21
Don't get me wrong, I love cleanup
3:23
games. In fact, I have a bunch that I
3:25
want to play,
3:27
but man, did my freaking hand cramp up.
3:32
Not even the one clicking. The one on my
3:35
uh keyboard.
3:38
It's like as soon as I took my hand away
3:39
from the keyboard, I'm like, that don't
3:42
feel good. So, yeah, no clicking in this
3:45
game. You simply have to hover the
3:47
cursor dot over the piggy and then the
3:49
hammer will come down depending on the
3:52
speed of it that you have. There is a
3:55
stamina bar which slowly runs out as you
3:58
just try to whack these piggies for all
4:02
their worth. And when it's over with,
4:05
you get this screen that tells you your
4:07
accuracy, your loot,
4:10
the total amount of money you have. The
4:12
loot will show you different coins which
4:14
are on the left side. The piggies
4:17
destroyed and the useless clicks.
4:20
On the right side, there are a bunch of
4:22
locked portions. Those are all the
4:24
piggies that you're going to acquire
4:26
that are going to hop around on the
4:27
screen. Also, every time you complete a
4:32
level, a portion of a piggy, the next
4:35
piggy available will slowly increase
4:37
until you acquire it. But all the
4:39
piggies will constantly level up,
4:42
allowing more loot per level. And then
4:46
of course, we get to the skill tree. The
4:49
skill tree gets
4:51
pretty intense by the end of the game.
4:54
And I feel like
4:57
you can't just choose anything all
5:00
willy-nilly with the skill tree. You
5:03
have to kind of be a little bit smart
5:06
about what you want.
5:09
because at one point I just I got tired
5:11
of trying to figure it out after another
5:13
run. So I just started clicking on all
5:16
sorts of skills in no particular order
5:18
and I had a pretty short run on that
5:21
one. So I was like, "All right, maybe I
5:23
should, you know, think about what I
5:25
need. I mean, in the end, it's all
5:27
pretty helpful." But going from the
5:30
start to the mid portion, it that's when
5:34
it kind of gets starts getting rougher.
5:38
from the mid to the end. And here's your
5:41
notice that bills must be paid.
5:45
So after a certain amount of time, you
5:47
will need to pay your bill. And you can
5:51
pay it early,
5:53
but you can't pay it late.
5:57
So if you don't have enough money and
6:00
bills are due, that's the end of the
6:02
run. And after you pay your bill, you
6:05
will get to choose
6:08
a perk. That's honestly about the gist
6:11
of the game. Um, you can go into the
6:13
picky section and see how many that
6:16
you'll be unlocking eventually, as well
6:19
as the levels of each. And if you hover
6:21
over them, it shows you how much money
6:23
they will make you.
6:25
And it really depends on the money you
6:28
make from destroying them because
6:30
there's
6:32
three different amounts and each amount
6:34
has a certain percentage that you might
6:36
get from them. And of course, if you
6:39
level them up, you get more money. I
6:43
like the fact that they have different
6:45
names for them. Also, as you get more
6:48
piggies on the board, each new piggy is
6:50
harder and harder to destroy until you
6:54
start leveling up your hammers or your
6:56
damage and stuff.
6:59
As you progress, you will get coins, and
7:02
you can check them out in the collection
7:03
tab. So, the first coin we get was a
7:06
multiplier coin. 5% chance a destroyed
7:09
piggy explodes into a massive coin
7:10
burst, which is four times the loot. I
7:14
won't be pointing out each one of these
7:16
that you can get, but all of them offer
7:19
different kinds of benefits to them.
7:21
They're all really good. This game does
7:23
a good job of giving you a lot of
7:27
benefits.
7:29
So, there's the uh coin collection,
7:32
there's the different piggies that offer
7:34
different loots. There's the huge amount
7:36
of skills in the skill tree. After a
7:39
certain point, you unlock the shop,
7:41
which you can spend your cash on for
7:43
hammers and gadgets. So, that's even
7:46
more beneficial to you.
7:49
As well as after you pay bills, there
7:51
are perks you can obtain. Choose which
7:53
one you want at a three. So, it's like
7:56
it's like the game wants you to win.
7:59
It's urging you to win. You just have to
8:03
keep on trying even when the bill
8:05
collectors take all your money and start
8:08
you over from scratch.
8:10
You even have the opportunity for double
8:12
or nothing. So, if you want to try to
8:15
get lucky or you're afraid that
8:18
you're not going to have enough money
8:19
for the next bill, you can try double or
8:22
nothing.
8:24
And you just hit the coin and you either
8:26
get the piggy, which is a lose, or the
8:29
times two, which will double the amount
8:31
of money on the board.
8:34
I think I got pretty far in my first
8:35
run. The double or nothing really
8:37
screwed me over, but I wouldn't have got
8:39
it that amount of money anyway. $2,700
8:43
with the amount of stuff that I had,
8:45
there was no way.
8:47
So once you're bankrupt, you get legacy
8:50
points,
8:52
one for every $50 you pay in bills.
8:56
Again,
8:57
it's benefiting you. And you can use
9:00
those legacy points to buy rings and
9:03
bracelets. I actually didn't
9:07
buy
9:09
all the rings and the bracelets by the
9:12
end of my run,
9:14
which I had to do another one cuz
9:17
not from scratch,
9:20
which I had to do more runs after
9:23
completely finishing the game because I
9:25
didn't collect all of this. And this is
9:27
part of the achievement, one of the
9:28
achievements.
9:29
I totally forgot about the rings. I
9:32
didn't even notice that there were
9:34
bracelets, honestly.
9:36
But yeah, I think the one con
9:41
that I will say about this game that I
9:43
didn't like was when you unlock
9:46
Gambolito,
9:47
you can bet your coins, watch them
9:49
shuffle, and smash correct one to double
9:51
your money. It's like one of those put a
9:54
coin under a cup and then move the cups
9:56
around to see if you can remember which
9:59
one has the coin or something like that.
10:02
And that's all well and good. However,
10:04
when you play this game, you can watch
10:07
the piggies up to a certain point until
10:10
they just kind of blur and you have no
10:13
idea which one could possibly be the
10:16
right one. And I think that is so
10:18
incredibly unfair.
10:21
I kind of might as well play double or
10:22
nothing at that point cuz that's a
10:24
50/50. And this is
10:27
you get one chance out of three to win.
10:30
At a certain point, you are able to call
10:32
Big Tony.
10:33
Tony will give you the money that you
10:36
need to pay the bill, but you also need
10:39
to pay him a certain amount each day as
10:44
well as the next bill. So,
10:47
you need to make sure that you're making
10:48
some money.
10:50
I didn't really call Tony all that much
10:54
and I never got the opportunity to pay
10:56
him off because I was always like on the
10:58
last level that I could possibly be on
11:01
before I gave him a call and then I
11:04
would just lose the next one anyway cuz
11:07
I couldn't make that much money even if
11:09
I tried.
11:11
At the end of the game, you get the best
11:12
hammer possible. And with the skill tree
11:15
almost completed, there is another
11:18
section, a separate section at the top
11:21
where there's a crown.
11:23
And it offers
11:26
you abilities
11:28
that can keep going up. And I was afraid
11:30
this is going to be one of those games
11:33
where you can just play infinitely as
11:37
much as you'd like. I think Keep on
11:39
Mining did this. So I was a little bit
11:41
leery here. But this section does not
11:44
continue as you keep buying them. They
11:48
will stop at a certain point. And this
11:51
does go toward an achievement of
11:53
collecting all the skill tree points.
11:57
And then there is an end boss piggy
11:59
called the king piggy. And this is a
12:02
piggy you're trying to break in order to
12:04
complete the game. Does have a massive
12:07
health bar. And your
12:10
intent is also to destroy all the
12:12
piggies on the board as well to give you
12:14
more stamina points of course,
12:17
more power to destroy it and everything
12:19
like that. Once you complete the game,
12:23
you will get to the end screen which
12:24
will tell you how many piggies you
12:26
smashed, how many days it took you to
12:28
pay back all your bills, and all this
12:31
other information. I think that's pretty
12:34
cool that you can look back on all that
12:36
stuff.
12:37
I know there's not a lot to say about
12:39
this game, but it really is a amazing
12:44
game. They really made a good game.
12:48
Like, props to them. Props to
12:50
developers.
12:53
This makes me want to play more of these
12:55
types of games, too. So, now I got
12:58
freaking tidying up games on my mind.
13:00
And I don't want to call this an idler.
13:05
whatever you would call this type of
13:06
game because like I said, I played keep
13:09
on mining and then there's this game.
13:11
So, I really haven't dabbled much into
13:13
this genre.
Games